Because emissions are already a P&L question.

Regulation, procurement, and lenders are rewriting the cost of capital in real time. Carbonis exists because the balance-sheet consequence has arrived before the operating layer to manage it — and reporting tools cannot close that gap.

The Provocation

Three forces are already repricing carbon. Two of them will land before regulation does.

Carbon has stopped being a disclosure question. Regulation, procurement, and capital markets are each translating emissions into P&L consequence — and they are not waiting for each other.

01
Regulation

Compliance stopped being optional.

The RBI's Draft Disclosure Framework, SEBI's BRSR Core assurance mandate, and the EU CBAM's transitional reporting have converged into a single reality: climate is now a supervisory category. Banks are being asked for financed-emission attribution. Exporters are being asked for verified emissions dossiers. Both are being asked at the same time.

·RBI Draft Framework · Board-approved climate risk strategy
·SEBI BRSR Core · Assurance from FY 2024-25
·EU CBAM · Verified dossiers or default price
02
Procurement

Buyers are pricing you before regulators do.

Every major European OEM, and a growing share of US and Japanese buyers, now maintain active Scope 3 supplier KPIs. Delisting for climate non-compliance has moved from ESG report footnote to procurement policy. The consequence lands on the exporter's balance sheet a full year before any regulator files a case — as a cancelled order, not a fine.

·68% of EU OEMs run supplier Scope 3 KPIs
·Delisting cycle: 1 quarter, not 1 year
·Order-book impact precedes regulatory action
03
Capital

Lenders will price transition risk. Quietly at first.

Portfolio-level financed emissions are now Basel-relevant. Banks with concentrated exposure to CBAM-exposed sectors are already modelling a 40–90 bps cost-of-capital uplift for high-intensity borrowers. That number is not in a press release. It is inside a credit committee memo — and it will be inside your term sheet before it is inside any regulation.

·40–90 bps COC uplift modelled for high-intensity portfolios
·PCAF-aligned financed emissions now supervisor-tracked
·Term sheets reprice before regulation lands
When Things Land

The next 24 months, on a fixed calendar.

Six enforceable dates between now and 2028. Each one reprices a piece of the balance sheet — and none of them are optional.

2026Q1
Regulation
CBAM transitional reporting live

EU importers must report embedded emissions on cement, steel, aluminium, fertiliser, hydrogen, and electricity. Default price: €85 / tCO₂e.

2026Q2
Regulation
SEBI BRSR Core · assurance mandate

Top-1000 listed Indian entities must obtain independent reasonable assurance on BRSR Core disclosures — a first for the Indian market.

2026Q3
Regulation
RBI Draft Framework consultation closes

Reserve Bank finalises its Disclosure Framework on Climate-Related Financial Risks. Board-level climate strategy becomes a supervisory expectation.

2027Q1
Procurement
CBAM verified dossier window opens

Exporters shift from default emissions values to verified product-level dossiers. First large-scale delistings by EU OEMs begin.

2027Q2
Capital
Financed emissions become supervisor-tracked

PCAF v2-aligned financed-emission attribution enters Indian bank ICAAP. First 40-90 bps COC uplifts modelled on high-intensity portfolios.

2028Q1
Regulation
CBAM full pricing regime

Transitional period ends. Every covered import into the EU is priced at the verified emissions cost — no exemptions, no phasing.

The Category

An intelligence overlay — not another compliance tool.

Carbonis is not a competitor to your carbon accounting stack or your core banking system. It is the risk-intelligence layer that sits above them — one you can turn on without disrupting either.

Not ESG reporting

Not a carbon accounting platform. Not consultant-produced periodic assessments. Not another compliance checkbox.

An intelligence overlay

Read-only intelligence that sits above your existing systems. No core integration, no data migration, no workflow disruption.

Regulator-ready

Supervisory-grade stress test output, aligned to Central Bank climate risk guidelines. Explainable, auditable, and confidence-weighted.

MSME-accessible

Designed for the data-light reality of MSMEs in emerging markets. Scores built from operational signals, sector benchmarks, and India-specific emission factors.

Zero-Integration PromiseNo core system integration. No data migration. No workflow disruption. Ever.
How Carbonis sits above your stack
Core Banking
Read-only · No migration
ERP / CRM
Read-only · No migration
Utility & Supplier Feeds
Read-only · No migration
Carbonis · Intelligence Overlay
Identify Quantify Mitigate Protect
CRX™ ScoreConfidence-WeightedRegulator-ReadyAudit Trail
DecisionCredit Committee
DecisionProcurement Ops
DecisionSupervisory Review
Zero core integration · Zero data migration · Zero workflow disruption
Aligned With · Global & Indian Frameworks
RBI Climate Guidance·SEBI BRSR Core·EU CBAM·ISO 14064·GHG Protocol·TCFD·IFRS S2·RBI Climate Guidance·SEBI BRSR Core·EU CBAM·ISO 14064·GHG Protocol·TCFD·IFRS S2·
Built for Regulation

One platform. Every framework that matters.

Carbonis is engineered from the ground up around the frameworks lenders, regulators, and border authorities actually enforce — not a generic ESG wrapper.

/ 01
RBI

Reserve Bank of India — Climate Risk & Sustainable Finance

Supervisory expectations on climate risk in credit, market, and operational risk frameworks. Carbonis outputs feed directly into ICAAP and stress-testing packs.

/ 02
SEBI

BRSR Core — Assurance-Grade Disclosures

Assurance-ready datasets for the mandated BRSR Core KPIs across Scope 1, 2, and priority Scope 3 categories.

/ 03
EU CBAM

Carbon Border Adjustment Mechanism

Automated CBAM reporting for exporters in cement, iron & steel, aluminium, fertilizers, hydrogen, and electricity.

/ 04
ISO 14064

GHG Quantification & Verification

Emissions inventories built to ISO 14064-1 boundaries, ready for third-party verification under ISO 14064-3.

/ 05
GHG Protocol

Corporate & Value Chain Standard

Scope 1, 2, and 3 calculations aligned with the GHG Protocol Corporate and Corporate Value Chain (Scope 3) standards.

/ 06
IFRS S2

Climate-Related Disclosures

Ready mapping to IFRS S2 requirements: governance, strategy, risk management, metrics & targets.

The Next Step

Get carbon risk off your P&L — while there is still time.

Identify
Quantify
Mitigate
Protect